Terms & Conditions

  • Gift Cards are accepted at Mercylinkstore outlets or online @ www.mercylinkstore.com only
  • Gift Cards are valid for one transaction only in-store, but multiple transactions online.
  • Mercylinkstore.com gift card is non-refundable and non-returnable
  • Gift Cards are valid for 6 months from date of purchase
  • Mercylinkstore.com is not liable for any loss or damage or whatever nature arising from/caused by the loss, theft, unathorised use or sale and /or manufacture of the gift card. This is not transferable.
  • The risk of loss and title for Gift Cards pass to the purchaser upon our electronic transmission to the recipient or delivery to the carrier, whichever is applicable. We are not responsible for lost or stolen Gift Cards.
  • Mercylinkstore.com will have the right to close customer accounts and request alternative forms of payment if a fraudulently obtained Gift Card is either redeemed through our Web site or is redeemed and used to make purchases on our Web site.

Product Details

Enrollment Procedure

To enroll Visa cards issued by Nigerian Banks, you would need to follow the steps outlined below:

  1. Locate a nearest VISA/VPAY enabled ATM
  2. Insert your card and punch in your PIN
  3. Select the PIN change option
  4. Select the Internet PIN (i-PIN) change option
  5. Insert any four - six digits of your choice as your iPIN
  6. Re-enter the digits entered in Step 5 above
  7. If you have performed the above steps correctly, a message will be displayed informing you of your successful iPIN change. This means that your card is now enrolled in the VbV (Verified by Visa) program and may be used for any internet related transactions.
  8. Note that the words “iPIN” , “Password” and “VbV code” are the same
  9. You can now pay/buy on mercylinkstore.com securely


Please note that this iPIN, is only for internet related transactions and it does not change your regular PIN used on the ATM and POS.