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Mercylink Store
Suites 77-79, Dolphin Plaza,
Corporation Drive.
Dolphin Estate,
Ikoyi, Lagos,


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Product Details

Enrollment Procedure

To enroll Visa cards issued by Nigerian Banks, you would need to follow the steps outlined below:

  1. Locate a nearest VISA/VPAY enabled ATM
  2. Insert your card and punch in your PIN
  3. Select the PIN change option
  4. Select the Internet PIN (i-PIN) change option
  5. Insert any four - six digits of your choice as your iPIN
  6. Re-enter the digits entered in Step 5 above
  7. If you have performed the above steps correctly, a message will be displayed informing you of your successful iPIN change. This means that your card is now enrolled in the VbV (Verified by Visa) program and may be used for any internet related transactions.
  8. Note that the words “iPIN” , “Password” and “VbV code” are the same
  9. You can now pay/buy on securely


Please note that this iPIN, is only for internet related transactions and it does not change your regular PIN used on the ATM and POS.